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Urgent Cash Advance Fee AmountPayoff AmountAPR
$50.00 $8.00 $58.00 417.14%
$100.00 $15.50 $115.50 404.11%
$150.00 $23.00 $173.00 399.76%
$200.00 $30.50 $230.50 397.59%
$250.00 $38.00 $288.00 396.29%
$300.00 $45.50 $345.50 395.42%
$350.00 $53.00 $403.00 394.80%
$400.00 $60.50 $460.50 394.33%
$450.00 $68.00 $518.00 393.97%
$500.00 $75.50 $575.50 393.68%
$550.00 $83.00 $633.00 393.44%
$600.00 $90.50 $690.50 393.24%
$650.00 $98.00 $748.00 393.08%
$700.00 $105.50 $805.50 392.93%
*Based on a day term with 1 payment.
Statute NM Title 12, Chpter 18, Part 1-8 Min. Term 14
Electronic Payment Yes Max. Term 35
Procedures NM Title 12, Chpter 18, Part 1-8 Ext/Renewals No
Min. Amount $50.00 Right to Rescind Yes
Max. Amount 25% of gross monthly income or $700, whichever is less Return Item Charge $15.00
Fee $15.50 per $100 borrowed plus a $0.50 non-refundable data verifiation fee. Cooling Off/Paydown No

A fee of $0.50 has been added to your loan transaction fee to cover the cost of the State Database as required by New Mexico law.

If you cannot fully repay a payday loan when due, you have a right to enter into a payment plan requiring ayment within a minimum of one hundred thirty days, in relatively equal installments, based upon your scheduled pay periods. If you enter into a payment plan, you will not have to pay an additional administrative fee or insterest on the outstanding principal balance or any unpaid administrative fees.